By Jeff Field | Published September 30, 2024 | Posted in Bankruptcy | Tagged Tags: asset, chapter 7, exemption, Georgia law | Leave a comment
How the Georgia Motor Vehicle Exemption is Applied in a Chapter 7 Bankruptcy
Throughout Georgia, and elsewhere in the United States, one of the biggest concerns for people who are considering filing for Chapter 7 bankruptcy is whether they will be able to maintain ownership of their car or truck. Each situation is unique, but Georgia law does include substantial exemptions for vehicles and other types of assets, Read More
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Stubbornly High Interest Rates Contributing to Increase in Bankruptcies
Increases in bankruptcies during 2023 and 2024 can be attributed to several factors. Millions of Americans relied on various government programs that provided economic relief for the duration of the COVID-19 pandemic. As the United States returned to normal, these initiatives expired, causing financial hardship to many who benefited from them. Though the pace of Read More
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Proposal Seeks to Give Cannabis-Related Businesses Access to Bankruptcy Protection
The cannabis industry has experienced explosive growth in recent years as more states legalize both medical and recreational marijuana. In Georgia, some medical use is allowed and several of the state’s largest cities, including Atlanta, have passed decriminalization measures. However, this burgeoning sector faces unique challenges, including limited access to traditional banking services and the Read More
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Can You Buy a House While on a Chapter 13 Repayment Schedule?
Buying a home is a major part of the American dream for most people. Of course, it can be very difficult making that dream a reality. Securing the mortgage you need can be even tougher if you’re currently subject to repayment plan established in a Chapter 13 bankruptcy. While it’s not impossible to buy a Read More
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More Chapter 7 Hardship Discharges Being Granted for Student Loans
For years, student loan debt has been a serious burden for countless Americans, often preventing them from achieving financial stability and pursuing their dreams. While traditional bankruptcy relief has been notoriously difficult to obtain for student loan borrowers, a perceived shift in how education debt is treated may be offering new hope. You might have Read More
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