Search Site
Bankruptcy in Athens

Athens Office

Trustworthy Attorneys for Consumer Bankruptcy Serving Athens, GA

Personalized service for Chapter 7 and Chapter 13 filings

As a college town, Athens exudes youthful exuberance and hope for tomorrow. But if you’re mired in debt you can’t possibly repay, it’s hard to be optimistic about the future. That’s when it’s time to call Jeff Field & Associates for a free bankruptcy consultation. Our law firm is dedicated to helping residents of Athens shed crushing debt. If you’re worried about home foreclosure or repossession of your car, we are ready to help. We provide personal and responsive legal services at our Athens office, and stay by your side throughout the legal process.

☎️ (404) 499-2767

Considering bankruptcy in Athens, GA?

Athens, the Classic City, is home to the University of Georgia Bulldogs and just over 115,000 residents. Folks here love the town’s traditions, and also see Athens driving the future with innovative technology companies such as Docebo, Roundsphere, and Cogent Education fueling the local economy. But no matter where you are, it’s hard to be positive if you’re being crushed by debt and harassed by relentless collection agencies.

If this is your reality, it’s time to visit Jeff Field & Associates. Our bankruptcy attorneys have more than 70 years of combined experience. Jeff Field is AV® Preeminent™ Peer Review Rated by Martindale-Hubbell® for his high ethical standards and professional ability, and has received the Gold Client Champion Award for 2017, in recognition of his highly personal and responsive service. When you come to us for advice, we perform a thorough evaluation of your financial situation and give you sound advice on whether Chapter 7 bankruptcy or Chapter 13 bankruptcy is the right choice for you.

Ask A Question

Chapter 7 liquidation bankruptcy in Athens

Chapter 7 is known as clean slate bankruptcy, because the court quickly discharges all eligible debt. As soon as you file, the court issues an automatic stay, prohibiting creditors from contacting you about your debts. Although the title to Chapter 7 is liquidation, selling some of your assets to partially repay your debts is very rare because the law allows you exemptions for clothing, home furnishings, jewelry, a vehicle, and other items, so most everyone is able to keep their possessions. Chapter 7 is not for everyone. You probably will not qualify if you earn far more than the state median income and you might be better off filing Chapter 13 if most of your debt is secured. But, when appropriate, Chapter 7 is a quick and effective way to eliminate eligible debt such as credit card balances, medical bills, and utility bills.

(404) 499-2767

Chapter 13 debt restructuring in Athens

Chapter 13 is generally appropriate for folks who earn far more than the state’s median income for a household their size and who have secured debt such as a home mortgage. Chapter 13 does not provide a quick discharge; the court requires a payment plan, which we help you create, based on your monthly disposable income. Under the plan, you make one monthly payment, usually less than what you are currently paying. The money goes to a bankruptcy trustee who distributes funds to your creditors. You must continue with your plan for three to five years, after which, the bankruptcy judge discharges your remaining eligible debt. Chapter 13 is a slower road to debt relief, but if you want to stop a home foreclosure or repossession of a car, it is usually the best strategy.

Contact a trustworthy bankruptcy attorney in Athens for efficient debt relief

If you are being crushed by debt, let Jeff Field & Associates help you get out from under. To schedule a free consultation, call us today at 404-381-1278 or contact us online. Our Athens office is located at 2500 West Broad Street, about a mile west of the Colonial Promenade Beechwood and next door to the Howard Johnson Inn.

Jeff Field & Associates
2500 W Broad St #602
Athens, GA 30606
(404) 499-2767

“Jeff Field & Associates is the law firm to contact if you are contemplating filing bankruptcy. My anxiety and feeling of being overwhelmed went away the first time I spoke with him. Jeff Field is attentive, patient and an extremely skilled attorney. He put me at ease right from the start. He explained every detail, making sure I understood and was comfortable with the process every step of the way. I would not hesitate to recommend Jeff Field & Associates to family and friends. Thank you Mr. Field for a job well done.”
-Connie S. ★★★★★

See all ratings and reviews

Our Attorneys
Client Reviews
  • google

    It was a positive experience. They walked me through each step of the process to completion. I would recommend their professional services.

    Read more

    Gail Galbreath

  • google

    Choosing Jeff Field & Associates was one of the best decisions I ever made. I know several people who have used other law offices for their bankruptcy needs, and the stories they've told me are disheartening. Making the decision to file for bankruptc...

    Read more

    Tatiana Edelen

  • google

    Great Attorney, and Awesome Staff!!!

    Read more

    Monica Devlin

  • google

    Jeff Fields, Laura and his team did an excellent job at filling my case! They were there every step of the way and answered all my questions with great detail! I really did appreciate everything they did to help me get my credit under wraps and take ...

    Read more

    Shelby Edwards

  • google

    Jeff fields and associates are awsome people I would recommend them to anyone

    Read more

    Evon Mcclure

See all reviews
Contact us

Please fill out the form below and one of our attorneys will contact you.

Quick Contact Form