Are you struggling with overwhelming debt? Are you worried that your car might be repossessed? Or that the bank may foreclose on your house? If you are living or working in Lawrenceville, Georgia, Jeff Field & Associates can provide the debt relief and peace of mind you need. We bring more than 30 years of combined experience to every case we manage. But we never forget that each client we help is an individual with unique needs and concerns. Bankruptcy is not for everyone and it is a serious step even when appropriate. When you entrust your case to us, we provide knowledgeable counsel through every step of the process.
The seat of Gwinnett County, Lawrenceville is named for Commodore James Lawrence, commander of the U.S.S. Chesapeake, a frigate during the War of 1812. Today, Lawrence is probably best known for his dying command, “Don’t give up the ship!” Unfortunately, that battle ended with the British taking the Chesapeake and later selling it for lumber. The tale of the Chesapeake is something to consider, if you find yourself struggling against overwhelming debt. It’s hard to know while you’re in the fight whether the battle is already lost. That’s why it’s so important to look for reliable advice from a knowledgeable bankruptcy attorney who will put your interests first.
That’s exactly what you get from Jeff Field & Associates in Lawrenceville. Jeff Field is AV® Preeminent™ Peer Review Rated by Martindale-Hubbell® for his professional ability and high ethical standards. He also received the Gold Client Champion Award for 2017 for his highly personal and responsive service. Our firm gives you personalized attention throughout the bankruptcy process so you can have peace of mind and focus on a more secure future.
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Chapter 7 is consumer bankruptcy that lets you discharge certain debts in only a few short months. The kinds of debt you can generally discharge include:
Unfortunately, you cannot discharge some types of debt, such as unpaid alimony and child support, secured loans, most back taxes, student loans, and debt that’s recent enough to give the impression you were already planning to file for bankruptcy. To qualify for Chapter 7, you must pass the means test by showing you don’t earn too much money. As soon as you file, the court issues an automatic stay that bars your creditors from continuing efforts to collect. That’s right, no more harassing collection calls! Bankruptcy can be complex, but our attentive attorneys guide you through the entire process. If all goes well, the court can discharge your debt in just a few short months.
If your income is too high for Chapter 7, you can file Chapter 13. But, you might also choose Chapter 13 to stop foreclosure on your home or prevent the repossession of your car. The court still issues an automatic stay, so your creditors must stop contacting you. But, instead of discharge in a few months, you must first stick to a court-approved payment plan for a period of three to five years, depending on your income. We help you develop a plan based on your disposable income, and you make one monthly payment to the bankruptcy trustee who then pays your creditors. When you finish your plan, the bankruptcy judge discharges your remaining eligible debt, and you are financially free!
If you are struggling with debt you can never hope to repay, you can trust Jeff Field & Associates for reliable guidance you need during this difficult time. To schedule a free consultation, call today at 404-381-1278 or contact us online. Our Lawrenceville office is conveniently located just off U.S.-29, at 195 West Pike Street, diagonally across the street from the Gwinnett Historic Courthouse.
Jeff Field & Associates
195 W Pike St #109
Lawrenceville, GA 30046
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