
Jeff Field & Associates
3001 Monroe Hwy. Suite 200B
Bogart, GA 30622
(404) 499-2767
From our office in Bogart, Jeff Field & Associates provides high-level bankruptcy clients to residents of Bogart, Athens, Watkinsville and other Georgia communities. Our firm is dedicated to helping clients resolve their debt issues so they can achieve financial stability now and in the future. You deserve peace of mind and might be surprised at how inexpensive it is to file for bankruptcy protection. During your preliminary consultation with an experienced bankruptcy attorney, you will gain a clear perspective on the legal debt relief process, as well as the costs involved.
Whether the best path for you is a Chapter 7 debt discharge or a Chapter 13 repayment plan, you can rely on us for skillful, compassionate guidance from start to finish. Don’t continue to live with the burden of serious money problems. Call us today or contact us online.
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Founded as a railroad depot in the early 19th century, Bogart is a thriving, close-knit rural community with natural beauty and easy access to the University of Georgia in Athens and the metropolitan amenities of Atlanta. But it’s hard to enjoy these benefits when you’re mired in crushing debt. If you need help reducing your financial burden, speak to Jeff Field & Associates. Our Bogart bankruptcy attorneys can help you obtain relief and put your life back on track.
Bankruptcy is a tool for a new beginning. The seasoned local attorneys at our Bogart office understand your community and will address your needs. With capable legal guidance, you can stop the stress, eliminate debt and rebuild your future with confidence.
Chapter 7 bankruptcy offers quick relief for people with low income and overwhelming debt. This process allows you to discharge such debts as credit cards, medical bills and personal loans, often within three to six months. Despite the fear that people often have of losing their assets, the law allows you to keep most or all of your essential property, including your primary residence, vehicle and essential household goods. Chapter 7 is ideal if you’re seeking a fast, fresh start and don’t have the means to repay your debts over time.
If you have steady income and need help protecting your property while managing your debt, Chapter 13 may be the better option. This form of bankruptcy lets you consolidate debt into a court-approved payment plan, lasting three or five years depending on your level of income. Chapter 13 stops foreclosure and staves off creditor collection actions, allowing you to catch up on missed mortgage or car payments. Chapter 13 is particularly helpful for families in Bogart trying to stay in their homes and keep other major assets that might be at risk under Chapter 7.
One of the most immediate benefits of bankruptcy is the automatic stay, a court order that takes effect the moment your case is filed. The stay stops most collection actions, including wage garnishment, bank levies and lawsuits. If you’re facing any of these tactics by creditors, a bankruptcy attorney near Athens can file your case quickly to protect your income and give you breathing room to develop a financial recovery plan.
Your home is perhaps your most important asset, and bankruptcy laws provide ways to protect it. Georgia’s homestead exemption may allow you to keep your home under Chapter 7, while Chapter 13 can help you catch up on missed payments and avoid foreclosure. Our Bogart-based attorneys assess your specific mortgage situation, advise you on the best bankruptcy path and ensure all legal protections are used to preserve your residence.
Jeff Field & Associates provides personal attention and effective representation in bankruptcy cases. Our Bogart office is located at 3001 Monroe Hwy., just 20 minutes from Athens and an hour from Atlanta. To schedule a free consultation, call us today or contact us online.
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