Although Douglasville is a small community of only about 30,000, our historic downtown has been seen by millions on the big screen in two Hunger Games films, and on the small screen in Netflix’s Stranger Things. These productions and others have helped revitalize our Central Business District. But if you’re mired in debt, waiting for Hollywood to discover you is probably not the best financial plan. It might be time to see Jeff Field & Associates to discuss the advantages of consumer bankruptcy.
Bankruptcy is not a move to take lightly, so you need to consult a knowledgeable and experienced attorney you can trust to put your interests first. That’s exactly what you’ll find at Jeff Field & Associates. Jeff Field is AV® Preeminent™ Peer Review Rated by Martindale-Hubbell® for his professional ability and high ethical standards. He also received the Gold Client Champion Award for 2017 for his highly personal and responsive service. Our firm offers a free consultation for Douglasville residents considering bankruptcy.
Chapter 7 is the consumer bankruptcy law that allows you to discharge certain kinds of debt quickly and easily. The debt you can generally discharge includes:
Debt you usually cannot discharge includes secured loans, most back taxes, student loans, unpaid alimony and child support. To qualify for Chapter 7, you must earn less than the median income in Georgia for a household of the same size. When you file, the court issues an automatic stay that bars your creditors from contacting you to try to collect. That’s right, no more nasty collection calls! We guide you through the process, and in just a few short months the court discharges your debt.
If you earn too much to qualify for Chapter 7, you must file Chapter 13. But, you might also want to file Chapter 13 if you want to stop foreclosure on your home or repossession of your car. The court still issues the immediate automatic stay, so your creditors must stop calling. But instead of a quick discharge, you must first participate in a court-approved payment plan to reduce your debt. We help you prepare a plan based on your disposable income and you make a payment to the bankruptcy trustee who in turn pays your creditors. Depending on your annual income, your plan can last from three to five years. When you finish with the plan, you receive a discharge.
If you are looking for a way out of crushing debt, let Jeff Field & Associates provide the personal attention and guidance you need during this difficult time. To schedule a free consultation, call us today or contact us online. Our Douglasville office is located at 8657 Hospital Drive, less than a quarter mile north of the WellStar Douglas Hospital.
Jeff Field & Associates
8657 Hospital Dr #103a
Douglasville, GA 30134
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