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Chapter 13 is a consolidation and repayment form of bankruptcy for individuals with regular income. It provides protection from your creditors while allowing you to keep property and repay creditors in a manageable way. Based on the amount of your debts, income and living expenses, an attorney will help you establish a three- to five-year repayment plan. The plan payment amount is a set payment which is paid to a Chapter 13 Trustee, who distributes the money to your creditors. Chapter 13 bankruptcy is a good choice for individuals who have regular income, wish to retain property and repay their creditors in an affordable way.
Filing for Chapter 13 bankruptcy presents clients with unique advantages that other forms of debt relief cannot offer, such as the following:
Jeff Field & Associates provides clients with an additional advantage — our Marietta Chapter 13 bankruptcy attorneys and support staff have the necessary experience to make filing for bankruptcy easy.
We are there for you every step of the way!
How long does Chapter 13 bankruptcy remain on my credit report?
A chapter 13 bankruptcy will remain on your credit report for seven to 10 years depending on the credit agency.
How long does a Chapter 13 bankruptcy last?
Chapter 13 repayment plans usually take 3-5 years to complete.
From offices conveniently located in Athens, Douglasville, Gainesville, Lawrenceville, Marietta and Scottdale, Jeff Field & Associates is able to help people throughout the Atlanta metropolitan area and beyond. To schedule an appointment call 404-381-1278 or contact us online. Jeff Field & Associates represents clients in Rome, Atlanta, Gainesville, Newnan, Macon and Athens.