Bankruptcy Attorneys Protect Your Rights

Helping clients navigate through bankruptcy law in Georgia since 1993

Whether you are seeking to file for Chapter 7 or Chapter 13 bankruptcy, you should consider speaking to a knowledgeable lawyer. When you seek our help at Jeff Field & Associates, you receive comprehensive support regarding all aspects of your bankruptcy case. Not only will we explain federal bankruptcy law, but we will explain how Georgia state law may impact your situation.

Bankruptcy exemptions in Georgia

Bankruptcy in Decatur is the not the same as bankruptcy in Gainesville; indeed, the rules of bankruptcy can vary depending upon where you live.  Since declaring bankruptcy and understanding the law can be difficult, you should speak with one of our knowledgeable Decatur lawyers if you find yourself in debt and thinking about bankruptcy. We can explain to you about Georgia exemptions which protect your property from being sold for the benefit of creditors in a Chapter 7 bankruptcy case. Listed below are some of the exemptions you may use when filing for bankruptcy:

• Homestead. Real or personal property used as residence up to $21,500 ($43,000 if married and the property is solely owned by one spouse). In addition, up to $5,000 of the unused portion of homestead may be applied to any property.
• Personal property. Motor vehicles up to $3,500; clothing, household goods, appliances, furnishings, books, musical instruments, animals, and crops up to $300 per item and $5,000 total; jewelry up to $500; health aids; lost future earnings recoveries needed for support up to $7,500; personal injury recoveries up to $10,000; wrongful death recoveries needed for support; burial plot in lieu of homestead.
• Wages. For private and federal workers, either 30 times the state or federal hourly minimum wage or a minimum 75 percent of earned but unpaid earnings, whichever amount is greater. The bankruptcy judge may authorize more for low-income debtors.

If you need reliable and knowledgeable help filing for bankruptcy in Decatur or anywhere in North Georgia, Jeff Field & Associates is prepared to offer you attentive support at every stage of your case, and explain how exemptions may have an impact. Having practiced law since 1993, our attorneys understand exactly what you are going through and are ready to give you experienced help without delay.

Highly regarded team of bankruptcy lawyers in Decatur

Decatur residents who need experienced help with complex bankruptcy matters turn to Jeff Field & Associates. Filing for Chapter 7 (debt liquidation) or Chapter 13 (debt reorganization) under the U.S. Bankruptcy Code will stop collections activity as soon as you file.  To schedule an appointment, call 404-381-1278 or contact us online. Jeff Field & Associates represents clients in Rome, Atlanta, Gainesville, Newnan, Macon and Athens. Please visit our blog to view posts by our attorneys for additional information about bankruptcy and a variety of other topics we hope you will find interesting and helpful.