By Jeff Field | Published January 5, 2026 | Posted in Bankruptcy | Tagged Tags: bankruptcy, debt, student loan | Leave a comment
Change to Income-Driven Student Loan Repayment Plans Could Lead to Increase in Bankruptcies
Student loan debt has been one of the main drivers of personal bankruptcies for decades. One reason for this is the federal law that prohibits the discharge of these obligations in Chapter 7 bankruptcy unless the filer can show that repayment would pose an undue hardship on them. Various programs have been developed to address Read More
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Potential Changes to Bankruptcy Law in 2025
Though the general purpose of bankruptcy protection remains the same, lawmakers and others frequently look for ways to make the system work better for debtors and creditors. Disruptions caused by the COVID-19 pandemic and concerns about the treatment of student loan debt have set the stage for several potential changes to bankruptcy law. With Americans Read More
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More Chapter 7 Hardship Discharges Being Granted for Student Loans
For years, student loan debt has been a serious burden for countless Americans, often preventing them from achieving financial stability and pursuing their dreams. While traditional bankruptcy relief has been notoriously difficult to obtain for student loan borrowers, a perceived shift in how education debt is treated may be offering new hope. You might have Read More
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