Bankruptcy can be a difficult bridge to cross but the benefits of the financial freedom it provides are usually well worth the risk. Many Debtors opt for the “fresh start” that Chapter 7 bankruptcy affords. However, there are numerous situations where a Chapter 13 bankruptcy is more appropriate, or even necessary.
If a debtor is behind on their house or car note, a Chapter 13 allows them to pay this arrearage back over the term of the bankruptcy (usually between three and five years). This allows a Debtor to save their house or vehicle from potential foreclosure or repossession.
Chapter 13 bankruptcy can also stop lawsuits and garnishments from attacking your wages. Filing for Chapter 13 protection immediately “stays” all actions against a Debtor and protects them from any future lawsuits while they are in their bankruptcy.
Please contact an attorney at JF&A to discuss your options and see how we may be able to help you!!
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5.0/5.0Jeff Fields and staff made the bankruptcy exp. Worth doing thanks for your service.
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5.0/5.0
Hands down I’ll definitely recommend everybody here if they are filing for bankruptcy. I just wanna thank y’all for everything yall did for me.
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5.0/5.0
Jeff and Chase were great to work with. I was able to get answers to financial questions that I had. Service was quick and stress free! I would recommend them to anyone that needs help with their financial situation.
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5.0/5.0
What can I say??? This process was smooth as ever. I spoke with an attorney in December just to get information on how the process works he explained and went over every question I could think of. We spoke again in March and got the process started a...
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5.0/5.0
**Real review** I was extremely nervous filing a chapter 7 and going the bankruptcy route. You hear so many negative stories regarding following bankruptcy. However, I can honestly say this was the best decision I've made for my financial situation. ...
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