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Filing for Chapter 13 Protection

Bankruptcy can be a difficult bridge to cross but the benefits of the financial freedom it provides are usually well worth the risk. Many Debtors opt for the “fresh start” that Chapter 7 bankruptcy affords. However, there are numerous situations where a Chapter 13 bankruptcy is more appropriate, or even necessary.

If a debtor is behind on their house or car note, a Chapter 13 allows them to pay this arrearage back over the term of the bankruptcy (usually between three and five years). This allows a Debtor to save their house or vehicle from potential foreclosure or repossession.

Chapter 13 bankruptcy can also stop lawsuits and garnishments from attacking your wages. Filing for Chapter 13 protection immediately “stays” all actions against a Debtor and protects them from any future lawsuits while they are in their bankruptcy.

Please contact an attorney at JF&A to discuss your options and see how we may be able to help you!!

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  • lawyers
    5.0/5.0

    Jeff Field & Associates, guided me through my Chapter 13 very smoothly. All my accounts and debt are paid off and my credit scores are all above 700! I highly recommend Jeff Field & Associates.

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    5.0/5.0

    There are several words that come to mind when I think of Jeff Fields & Associates, Athens GA, however, I would just list a few. Some of them ate Professional, factual, caring, compassionate, timely, supportive, and detailed. I found myself in a situ...

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  • lawyers
    5.0/5.0

    Mr. Fields and his staff was very professional and they explained everything so it was clear to me and they made sure I understood the process. I would recommend they to all my family and friends especially if they need a very good financial relief l...

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    Client

  • lawyers
    5.0/5.0

    I had an Impeccable experience with Mr. Fields and his associates! I cannot express my gratitude to them. I called for my free consultation and got an appointment that same week. Mr. Fields answered all my questions and listened to my situation thoro...

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  • google
    5.0/5.0

    It was definitely a process due to the COVID pandemic but I am so glad I chose Jeff Fields and Associates. Everyone from the office that I worked with was always polite and responsive to all my questions and needs. I was hesitant on filing because I ...

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