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Consumer Bankruptcy in Georgia

Experienced Athens consumer bankruptcy attorneys serving Gainesville, Douglasville, Dallas, Loganville, Duluth, Decatur, Buford and the Atlanta metropolitan area

Many people assume only individuals can file for consumer bankruptcy in Georgia. However, even businesses facing debt issues can turn to consumer bankruptcy filings as long as they include their business income and deductions as part of their personal federal income taxes.

Whether you are an individual facing financial concerns after losing a job or paying for a family emergency, or if you are self-employed and unable to meet the expenses of your business, an experienced Athens consumer bankruptcy attorney from Jeff Field & Associates can help determine if bankruptcy provides your best option for debt relief.

Determining when consumer bankruptcy is the right choice

No one should take the decision to file for bankruptcy lightly. It can carry certain long-term consequences that some individuals may want to avoid, such as loss of personal property and a significant credit rating reduction. This is why the experienced consumer bankruptcy attorneys at Jeff Field & Associates work closely with clients to examine their financial details — and their personal needs and goals — to determine if consumer bankruptcy represents the only option available.

The United States Courts provide extensive information on a number of different bankruptcy options. However, individuals most commonly choose Chapter 7 if they qualify to fully discharge their debt through liquidation, or Chapter 13 if they have the financial means to repay their debt through loan modification, even to help prevent foreclosures.

However, filing bankruptcy is a detailed and stressful process that may not address all issues, such as when student loans or unpaid taxes represent the majority of your outstanding debt. As a full-service debt relief agency, Jeff Field & Associates analyzes your situation to determine if you qualify for bankruptcy or if another debt relief option makes more sense to achieve the results you need.

Take control of your finances and reclaim your life

From offices conveniently located in Scottdale, Marietta, Lawrenceville, Gainesville,  Douglasville and Athens, Jeff Field & Associates is able to help people throughout the Atlanta metropolitan area and beyond. Jeff Field & Associates represents clients in Athens, Macon, Newnan, Gainesville, Atlanta and Rome.  To schedule an appointment call us at 404-381-1278 or contact us online.

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  • lawyers
    5.0/5.0

    Jeff Field & Associates, guided me through my Chapter 13 very smoothly. All my accounts and debt are paid off and my credit scores are all above 700! I highly recommend Jeff Field & Associates.

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    Client

  • lawyers
    5.0/5.0

    There are several words that come to mind when I think of Jeff Fields & Associates, Athens GA, however, I would just list a few. Some of them ate Professional, factual, caring, compassionate, timely, supportive, and detailed. I found myself in a situ...

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    Client

  • lawyers
    5.0/5.0

    Mr. Fields and his staff was very professional and they explained everything so it was clear to me and they made sure I understood the process. I would recommend they to all my family and friends especially if they need a very good financial relief l...

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    Client

  • lawyers
    5.0/5.0

    I had an Impeccable experience with Mr. Fields and his associates! I cannot express my gratitude to them. I called for my free consultation and got an appointment that same week. Mr. Fields answered all my questions and listened to my situation thoro...

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    Client

  • google
    5.0/5.0

    It was definitely a process due to the COVID pandemic but I am so glad I chose Jeff Fields and Associates. Everyone from the office that I worked with was always polite and responsive to all my questions and needs. I was hesitant on filing because I ...

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    brandoncade928

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