Search Site
Menu
Avoiding Loan Modification Scams

The real estate and foreclosure crisis has taken an untold toll on the lives of many Georgia residents.  Our state has been particularly hard hit and continues to wade through the recovery process.  What adds to the difficulty is the number of scam artists who have surfaced trying to take advantage of those who are financially vulnerable. Athens Chapter 13 bankruptcy and loan modification lawyers can help you sort through fact and fiction.

One of the most disturbing scams involves those who take advantage of people seeking a mortgage loan modification.  The Federal Trade Commission (FTC) issued a consumer warning to help individuals detect and avoid mortgage assistance relief scams. The report identifies a number of common scams, including:

  • Phony counseling or phantom help
  • The forensic audit
  • Rent to buy schemes
  • Bait and switch schemes

All of these scams have the common element of the organizations perpetrating them requesting payment up front before they performed the services they promised. The FTC enacted The Mortgage Assistance Relief Services (MARS) Rule, which makes it illegal for companies to collect fees up front until a homeowner has actually received an offer of relief from his or her lender and accepted it.

If you have received a foreclosure notice or would like to explore the loan modification process, Marietta Chapter 13  bankruptcy lawyers with experience in Georgia loan modifications can make sure that you get the assistance that you need without falling prey to scam artists.

Please call Jeff Field and Associates at 404-381-1278 or contact us online to schedule your appointment.  We are ready to provide you with the help you need today.

Leave a Reply

Your email address will not be published. Required fields are marked *

Videos
Our Attorneys
Client Reviews
  • lawyers
    5.0/5.0

    I cannot say enough great things about Jeff! I reached out through through the website only for advice. He made me feel that my issue was very important regardless of how many other things he was needing to tend to. Was so willing to help and provide...

    Read more

    Client

  • lawyers
    5.0/5.0

    Very professional Matt was with me all the way I'm very happy with the attention we sat down in his office and he lissen to me Matt explain everything from A to Z I felt very well when I left Matt office very professional I will recommend Jeff Field ...

    Read more

    Client

  • lawyers
    5.0/5.0

    After researching bankruptcy attorney options I decided to go with Jeff Field & Associates because personal bankruptcy is their specialty giving them superior knowledge & expertise. During such a difficult time Matt Nash and team were there every st...

    Read more

    Client

  • google
    5.0/5.0

    Jeff Fields & Associates, are the Best. Answer all my questions that I had about my case. Made it easy on me so that I had no worries. I strongly recommend them to my family and friends.

    Read more

    Darlene Hicks

  • lawyers
    5.0/5.0

    Jeff fields and his team were awesome. Kim answered all of my questions, and updated me every step of the way. I would definitely recommend using them for your bankruptcy.

    Read more

    Client

See all reviews
Contact us

Please fill out the form below and one of our attorneys will contact you.

Quick Contact Form