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Could the COVID-19 Pandemic Lead to the End of Medical Bankruptcy?

In the middle of an election year where healthcare is already a hotly debated issue, the COVID-19 pandemic has stirred further discussion about whether major changes are necessary. During the Democratic presidential primary, the concept of Medicare for All split the candidates. While the candidate who promoted that concept has since dropped out of the Read More

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Can You File for Bankruptcy Without Any Assets?

When you file for Chapter 7 bankruptcy, you may be surprised to learn that the court assigns you a trustee to oversee your case. This individual carefully reviews the details of your filing, including all assets, income and debts. He or she may look into why you sold certain items before filing for Chapter 7 Read More

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Can You File for Bankruptcy in Georgia Without Losing Your House?

Can You Keep Your House While Filing for Bankruptcy in Georgia? Filing for bankruptcy is difficult enough considering the stress it can cause and the significant negative affect it will have on your credit score. The thought of bankruptcy becomes even more troubling if you fear that you may lose your home. Fortunately, U.S. bankruptcy Read More

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Will Debts Be Removed from Your Credit Report After Bankruptcy?

A recent decision by Bank of America and JP Morgan will provide some additional relief to people who have filed for bankruptcy across the United States. The two companies finally reached an agreement to update the credit reports of borrowers within the next several months to show they have settled their debts. This is a Read More

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Could You Be Evicted During a Bankruptcy?

Will bankruptcy stop eviction in Georgia? When you file for bankruptcy protection, certain federal and state laws determine whether a landlord has the right to evict you. Specific factors requiring your attention include the timing of the bankruptcy filing and any eviction proceedings taking place. Therefore, a bankruptcy may stop an eviction in Georgia through Read More

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Will You Ever Be Able to Buy a Home Again After Filing for Bankruptcy?

If you are trying to avoid bankruptcy because you think it will prevent you from ever being able to buy a home again, the good news is that this is not necessarily the case. While there will be some hurdles in your way to purchasing a home after bankruptcy, it may still be done, which Read More

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Do You Have to Be Completely Broke to File for Bankruptcy?

The idea that you need to be flat broke to seek bankruptcy protection is a misconception. The amount of money you make and the amount of debt you have are not the sole factors that determine whether or not you should file for bankruptcy. However, although there is not a minimum amount of debt required Read More

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Should You Max Out Credit Cards if You Plan on Filing for Bankruptcy Soon Anyway?

When you file for Chapter 7 bankruptcy, credit card debt is typically among the types of debt you will be able to have discharged. For some people, there is a temptation to completely max out all of their credit cards if they already know they are going to be filing for bankruptcy. The plan would Read More

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Will a Judge Always Approve a Bankruptcy Plan?

Unfortunately, putting together a bankruptcy plan is not always as easy as writing it down and getting a judge to approve it. In some cases, the judge has the right to reject a plan, as was highlighted in a recent U.S. Supreme Court case. In the case, the Supreme Court ruled against a Massachusetts man Read More

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Can You Keep Your Car if You File for Bankruptcy in Georgia?

Your ability to keep your vehicle while filing for Chapter 7 bankruptcy in Georgia depends on whether you are covered under the state’s motor vehicle exemption. If the equity in your vehicle falls under the car exemption amount, then the bankruptcy trustee cannot sell it to help pay off your debts. However, if the equity Read More

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