Search Site
Menu
Tag Archive
chapter 13
1 - 10 of 14
Page 1 of 2

Using Chapter 13 to Deal With Overdue Taxes

Using Chapter 13 to Deal With Overdue Taxes The general rule in bankruptcy is that tax debts are not dischargeable. While a Chapter 13 repayment plan can stagger repayment of taxes over a three- to five-year period, it cannot wipe out all tax debts. However, there are exceptions. The test for dischargeability is whether a Read More

Read More

How Much Must Creditors Be Repaid in a Chapter 13 Plan in Georgia?

  How Much Must Creditors Be Repaid in a Chapter 13 Plan in Georgia? Chapter 13, also known as a “wage earner’s plan,” is a popular alternative to traditional bankruptcy for people who simply need breathing room to deal with crushing debt. Chapter 13 bankruptcy allows debtors to keep their possessions and pay back creditors Read More

Read More

What Happens When Only One Spouse Files for Bankruptcy in Georgia?

The experienced Georgia bankruptcy lawyers at Jeff Field & Associates help married couples understand the possible positive and negative outcomes of filing for Chapter 13 or Chapter 7 bankruptcy.

Read More

Does a Prior Chapter 7 or Chapter 13 Bankruptcy Block a Second Filing?

Georgia sees more bankruptcy filings than almost any other state, significantly exceeding the national average. This has been attributed to a combination of factors, among them state laws that protect creditors and leave consumers vulnerable and other laws that make it easy for people to seek debt relief in court. In such an economic environment, Read More

Read More

Using Chapter 13 Bankruptcy as a Remedy for Mortgage Foreclosure

If you are in danger of losing your home to foreclosure, filing for Chapter 13 bankruptcy may be a smart, strategic move. It puts an automatic stay in place to prevent creditors from trying to collect owed payments. This stay also temporarily pauses the foreclosure process or prevents it from being initiated. As long as Read More

Read More

How Does Bankruptcy Discharge Affect Your Credit?

While debt trouble is the prime motivation for declaring bankruptcy, debt relief is not the same thing as obtaining a clean slate for your credit rating. The fresh start afforded by bankruptcy unfortunately can come with the stigma of having once been a poor lending risk. Record of a bankruptcy will stay on your credit Read More

Read More

Can I Afford a Lawyer to File for a Georgia Bankruptcy?

  Needless to say, if someone is considering filing for a Georgia bankruptcy, money is tight. One of the most common questions that come up when prospective clients discuss bankruptcy options is their concern that they cannot afford a lawyer. There are a few things to understand about the lawyer’s fee for a bankruptcy case. Read More

Read More

Ending Georgia Wage Garnishments by Filing for Bankruptcy

After a creditor has obtained a judgment, the creditor may seek an order allowing garnishment of the debtor’s wages. If approved, this remedy generally allows a creditor to take up to 25 percent of the debtor’s disposable weekly earnings, which consist of gross pay after taxes, social security, state unemployment insurance, and employee retirement contributions. Read More

Read More

How Georgia Bankruptcy Filers Can “Cram Down” Secured Debts

People in financial straits sometimes opt for a Chapter 13 bankruptcy, which lets them keep their property while they pay off either all or a reduced portion of their debt over time. Although it affords some relief, a Chapter 13 plan still puts pressure on debtors to repay. However, there is a way for them Read More

Read More

What Is the “Means Test” in a Chapter 7 Bankruptcy?

If you are behind on your monthly bills and feel you are drowning in debt, filing for a Chapter 7 bankruptcy can give you a fresh start. Simply put, a Chapter 7 forgives most of your debts while allowing you to keep some of your property and to rebuild your creditworthiness. As attractive as this Read More

Read More
1 - 10 of 14
Page 1 of 2
Videos
Our Attorneys
Client Reviews
  • google
    5.0/5.0

    The staff made a very stressful situation much easier to cope with. They treated me with kindness and respect. Chris and Laura are very professional and knowledgeable.

    Read more

    Anita York

  • lawyers
    5.0/5.0

    The Entire team at Jeff Field and Associates were so helpful throughout the entire process. They were quick with responses and handled everything. They dont make you feel bad about your decision, and provide very helpful advice. Mr. Fields was always...

    Read more

    Client

  • google
    5.0/5.0

    We started our process in October 2021, the process was fast and easy. Casey Brown was there to answer questions via email expeditiously. In 3 months our case was discharged and we are extremely thankful and excited for the future. This truly was a...

    Read more

    Joan Bunting

  • lawyers
    5.0/5.0

    I enjoyed working with Jeff and his team. They were always there to help and answer any questions that I had in a timely manner. I highly recommend Jeff Fields and Associates.

    Read more

    Client

  • lawyers
    5.0/5.0

    This attorney made a very difficult situation much easier. Everyone treated me compassionately and with respect. The attorney and staff are very professional and knowledgeable. They were always available to answer questions and just lead me through t...

    Read more

    Client

See all reviews
Contact us

Please fill out the form below and one of our attorneys will contact you.

Quick Contact Form