Search Site
Menu
Tag Archive
chapter 13
1 - 10 of 22
Page 1 of 3

What Happens in Chapter 7 if There’s Too Much Equity in Your Home?

Most Georgia bankruptcy filers prefer taking the Chapter 7 route because it results in discharging outstanding debts while allowing debtors to keep most or all of their property. However, you shouldn’t assume Chapter 7 is the right fit for you. There are several factors to consider first, including your income, your expenses and whether you Read More

Read More

Why Bankruptcy is Often a Better Remedy Than Debt Consolidation

Some people facing uncomfortable financial burdens might look to debt consolidation as an alternative to filing for bankruptcy, perhaps out of fear that bankruptcy will ruin their credit rating. However, debt consolidation has its own disadvantages that might make it a poor choice in many situations. Bankruptcy can be a better option if, for instance, Read More

Read More

Can You Convert a Chapter 13 to a Chapter 7 Bankruptcy?

Individual debtors who want to take advantage of bankruptcy law to reduce or wipe out their debt burden have two options. One is Chapter 13 bankruptcy, which is designed for debtors who don’t want to sell off their property to pay off their creditors but instead want to make repayment of their debts more manageable. Read More

Read More

How Does Filing for Bankruptcy Affect Your Cosigner on a Loan?

If a family member or close acquaintance has agreed to cosign on a loan or credit account for you, they are liable for the full amount due. That means the creditor can seek repayment from your cosigner even if you seek bankruptcy protection. In deciding how to proceed, you need to consider the effect of Read More

Read More

How Filing for Medical Bankruptcy Can Help With Health Insurance

Unmanageable debt due to medical expenses is a major reason why Americans fall into financial hardship. If you’re in this situation, you might not even be able to afford health insurance, with the result that your medical bills continue to mount. Filing for bankruptcy can alleviate your economic burdens and offer you a fresh start. Read More

Read More

How Heavy Medical Debt Can be Relieved Through Bankruptcy

If you’ve had a serious illness or injury requiring extensive treatment, bills can quickly add up. In addition, you may be unable to work during the course of your recovery, which can compound your financial woes. If you cannot make the minimum payments on your medical bills and they continue to accumulate, you might consider Read More

Read More

How Are Chapter 13 Plans Structured and How Are Payments Calculated?

If you’re experiencing burdensome debt but are skittish about declaring bankruptcy, Chapter 13 is an alternative that may be right for you. Unlike a Chapter 7 bankruptcy — in which many of your debts may be discharged but at the cost of losing much of your property — Chapter 13 allows you to pay off Read More

Read More

How Chapter 13 Can Save Your Home from Mortgage Foreclosure

Foreclosure of your family home can be devastating. If you’re struggling to keep up with mortgage payments or the lender sent you a foreclosure notice, you may be able to save your home by filing a petition for Chapter 13 bankruptcy. Critically, once a Chapter 13 petition has been filed, an automatic stay goes into Read More

Read More

Using Chapter 13 to Deal With Overdue Taxes

Can IRS debt be discharged in chapter 13? The general rule in bankruptcy is that tax debts are not dischargeable. While a Chapter 13 repayment plan can stagger repayment of taxes over a three- to five-year period, it cannot wipe out all tax debts. However, there are exceptions. The test for dischargeability is whether a Read More

Read More

How Much Must Creditors Be Repaid in a Chapter 13 Plan in Georgia?

Chapter 13, also known as a “wage earner’s plan,” is a popular alternative to traditional bankruptcy for people who simply need breathing room to deal with crushing debt. Chapter 13 bankruptcy allows debtors to keep their possessions and pay back creditors a percentage of their arrearages over a period of three to five years. What’s Read More

Read More
1 - 10 of 22
Page 1 of 3
Videos
Our Attorneys
Client Reviews
  • google
    5.0/5.0

    Thank you Field and Associates for the ease and the professional advice and filing of my bankruptcy. I will recommend you to all family and friends that find them selves in the same position I was in.

    Read more

    Janet gossage

  • google
    5.0/5.0

    Super nice! Someone always answers when you call and get things done in a timely manner. Will recommend.

    Read more

    Bionca Anderson

  • google
    5.0/5.0

    Jeff Field and Associates have been fantastic. From Chris to Casey and also Jeff. Grateful for their guidance during this time!

    Read more

    Susan Tankersley

  • google
    5.0/5.0

    Jeff Fields and Associates are great bankruptcy attorneys.They made the process for me stress free, I would definitely recommend this firm❤️❤️❤️

    Read more

    Catira Smith

  • google
    5.0/5.0

    These guys, especially Laura, put in over and above to help finish my case!

    Read more

    Michelle Cheshire

See all reviews
Contact us

Please fill out the form below and one of our attorneys will contact you.

Quick Contact Form