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How Chapter 7 Can Provide a Fresh Start During the Pandemic

How Chapter 7 Can Provide a Fresh Start During the Pandemic The coronavirus pandemic has had devastating financial effects on many families as a result of widespread job losses, business curtailments and company closures. If you have become burdened with overwhelming debt during these harsh times, a Chapter 7 bankruptcy may offer you the fresh Read More

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What to Do If You Fail the Chapter 7 Means Test

What to Do If You Fail the Chapter 7 Means Test In order to file for bankruptcy protection under Chapter 7, you must be able to show that your average monthly income for the six months prior to your bankruptcy filing is below the median income for a household of your size in your state. Read More

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What Is the “Means Test” in a Chapter 7 Bankruptcy?

If you are behind on your monthly bills and feel you are drowning in debt, filing for a Chapter 7 bankruptcy can give you a fresh start. Simply put, a Chapter 7 forgives most of your debts while allowing you to keep some of your property and to rebuild your creditworthiness. As attractive as this Read More

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