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Will You Ever Be Able to Buy a Home Again After Filing for Bankruptcy?

If you are trying to avoid bankruptcy because you think it will prevent you from ever being able to buy a home again, the good news is that this is not necessarily the case. While there will be some hurdles in your way to purchasing a home after bankruptcy, it may still be done, which Read More

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Do You Have to Be Completely Broke to File for Bankruptcy?

The idea that you need to be flat broke to seek bankruptcy protection is a misconception. The amount of money you make and the amount of debt you have are not the sole factors that determine whether or not you should file for bankruptcy. However, although there is not a minimum amount of debt required Read More

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Converting a Bankruptcy Proceeding from Chapter 13 to Chapter 7

If you are unable to afford your payments under a Chapter 13 bankruptcy repayment plan, you may have the ability to convert your case into Chapter 7 bankruptcy instead, unless you already received a Chapter 7 discharge at any time in the last eight years. The process of converting your case is relatively simple; however, Read More

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Should I Reaffirm a Debt in a Chapter 7 Bankruptcy Proceeding?

You may have heard that you can “reaffirm” a debt in a Chapter 7 bankruptcy proceeding.  The decision whether or not to reaffirm a debt is a delicate one, and best undertaken only with the assistance of a qualified Athens Chapter 7 bankruptcy lawyer, as it will affect your legal rights and obligations. First of Read More

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Will I Lose Everything I Own if I Declare Bankruptcy?

Many people fear going into bankruptcy because they believe that they will lose everything they own and be out on the street relying on the charity of strangers.  It isn’t that bad. It is important to remember that the purpose of a bankruptcy proceeding is to help you wipe the slate clean and move forward Read More

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