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What Debts Can You Discharge in Chapter 13 but Not in Chapter 7?

People with unmanageable debt loads often turn to bankruptcy for relief. Most of them proceed using either Chapter 7 or Chapter 13 of the bankruptcy code, which set out different paths for discharging the individual’s debt. One notable difference is that Chapter 13 requires partial repayment of outstanding debt. However, an advantage of Chapter 13 Read More

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Common Mistakes People Make Before Filing for Bankruptcy

Bankruptcy is a legal remedy that can offer a fresh start and the opportunity to overcome substantial debt. However, people preparing to file for bankruptcy sometimes act in ways that they think will improve their financial positions but which actually may hurt them. Certain actions can reduce the protections available in bankruptcy. Others can result Read More

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Should You Max Out Credit Cards if You Plan on Filing for Bankruptcy Soon Anyway?

Should You Max Out My Credit Cards Before Filing Bankruptcy In Georgia? You should not max out credit cards before filing bankruptcy in Georgia. Purposefully maxing out credit cards prior to filing can be fraud and have your case thrown out of court, lead to fines, or even get you jail time. Here is what Read More

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