By Jeff Field | Published March 23, 2026 | Posted in Bankruptcy | Tagged Tags: bankruptcy, chapter 7, disposable income | Leave a comment
Is It Possible to Qualify Under the Chapter 7 Means Test Even if You Have a High Income?
People who struggle with debt despite earning a higher-than-average income sometimes are told that they cannot file for Chapter 7 bankruptcy because they make too much. Indeed, the means test is used in Chapter7 proceedings to ensure that debt discharge only is granted to those who really need that type of relief. While the first Read More
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How Merchant Cash Advance Transactions Are Treated in Business Bankruptcies
Running a small business is tough. Even very successful operations have times where revenue is not sufficient to meet financial obligations. Though the terms can be onerous, it is not surprising that many retailers and other companies turn to merchant cash advances when they need a quick monetary infusion. In these arrangements, the business receives Read More
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Nontraditional Households Can Complicate Chapter 13 Analyses
Old television shows and films often portrayed American homes as consisting only of parents and their minor children. In truth, there have always been households that included grandparents, aunts, uncles, stepchildren and others who were not part of the traditional nuclear family. Now, more attention is given to the “modern family” that has countless variants. Read More
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Georgia Chapter 7 Means Test Amounts Updated for 2026
If you’re unable to meet your debt obligations, reaching out to a bankruptcy lawyer might start you on the path back to financial freedom. Many people in Georgia and across the United States opt for a Chapter 7 proceeding, which allows filers to discharge their nonexempt debts. This is a powerful solution, but is not Read More
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Cashing Out Retirement Funds to Avoid Bankruptcy Can Be a Big Mistake
Tough financial times can prompt someone to revise longstanding plans in order to make ends meet. When creditors are calling and no other potential solutions seem available, you might be tempted to tap into your retirement assets rather than filing for bankruptcy. Though this might seem like a reasonable decision, it can have serious negative Read More
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Does Filing for Bankruptcy Affect Someone’s Immigration Status?
With so much attention on enforcement of immigration laws, individuals seeking United States citizenship through the naturalization process and other green-card holders might wonder if they are eligible to obtain bankruptcy protection. Fortunately, this form of relief from overwhelming debt is available to non-citizens. According to federal law, anyone who resides, or is domiciled in Read More
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Tackling Debt Challenges Can Lead to Improved Health
Serious debt problems don’t just harm one’s financial status. More than 70 percent of Americans experience stress over money issues according to the American Psychological Association, and if you’re facing harassing calls from creditors, the pressure can seem relentless. Fortunately, bankruptcy offers a legal and lasting solution to many people struggling with burdensome debt. There Read More
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Can You Keep Rent-to-Own Furniture in a Bankruptcy?
People in a tight financial situation often patronize rent-to-own businesses when they need something for their home but cannot afford paying the entire price upfront. Whether someone is looking for furniture, a major appliance or something else, they might be willing to pay high interest rates in order to complete their purchase over an extended Read More
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Bankruptcy Court Threatens Chapter 13 Repayment Plan Based on Failure to Set Aside Taxes
A Chapter 13 bankruptcy requires strict adherence to the terms set forth in the repayment schedule. Depending on the circumstances, a debtor might have additional obligations besides sending the ordered amount to the trustee every month. For example, courts sometimes require people with a history of tax problems to set aside money for post-petition obligations. Read More
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Bankruptcy and SBA Loans
Many budding entrepreneurs require some assistance corralling the capital needed to get a new venture off the ground. No matter how promising the concept, financial institutions are often wary about lending funds based on projected commercial revenues. Frequently, a loan backed by the Small Business Administration (SBA) is the answer. These loans, partially backed by Read More
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A few months ago, I had to file for bankruptcy, and this team made the whole process so smooth. They answered every single question I had and walked me through everything step by step. Honestly, all I had to do was sit back and let them handle it; Th...
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