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What Property Can the Georgia Wildcard Exemption Protect?

Bankruptcy is designed to give troubled debtors a fresh start. One of the ways it does that is by allowing debtors to hold onto some of their most valued and necessary possessions. Known as exempt assets, they are not included in the bankruptcy estate and cannot be sold or repossessed by a lender to cover Read More

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What Happens When Only One Spouse Files for Bankruptcy in Georgia?

What Happens When Only One Spouse Files for Bankruptcy in Georgia? Can you file bankruptcy in Georgia individually when married? Declaring bankruptcy can be an individual or family decision. A married person in Georgia can file for Chapter 13 or Chapter 7 solely or jointly petition with their spouse. Which path to take depends on Read More

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How Can I Get Debt Relief from a Creditor who is Garnishing My Wages?

Although not all creditors can or will garnish your wages, when you owe debt, aggressive creditors can do so. They must follow a specific process, but unscrupulous creditors may take advantage of consumers who are unaware of their rights. Athens Chapter 7 bankruptcy lawyers keep you informed of your rights and protect you along the Read More

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Consumer Beware: Debt Consolidation Scams

Bankruptcy Individuals with overwhelming debt often feel desperate about finding financial solutions. Unfortunately, some people fall prey to companies engaged in debt consolidation scams. Such scams put the individuals further into debt and violate their rights under fair debt collection laws. Government cracks down on illegal collection activities Georgia residents who suspect they are victims Read More

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Budgeting Tips for After Bankruptcy

Budgeting is a preventative measure that can keep people from falling into debt. Sometimes unforeseen events lead to bankruptcy, such as divorce, illness or investment loss. However, in other instances, debt results from poor financial management. If poor financial management was a factor, it is important to avoid repeating the same mistakes. Budgeting is one Read More

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    Working with this lawyer was a great experience. I was hesitant about the idea of filing for bankruptcy. Jeff answered each one of my questions in a professional, pressure free manner. 10 years later I had purchased a house and was refinancing.. Unde...

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    Working with this lawyer was a great experience. I was hesitant about the idea of filing for bankruptcy. Jeff answered each one of my questions in a professional, pressure free manner. 10 years later I had purchased a house and was refinancing.. Unde...

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    Working with this lawyer was a great experience. I was hesitant about the idea of filing for bankruptcy. Jeff answered each one of my questions in a professional, pressure free manner. 10 years later I had purchased a house and was refinancing.. U...

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