Search Site
Menu

How Can I Get Debt Relief from a Creditor who is Garnishing My Wages?

Although not all creditors can or will garnish your wages, when you owe debt, aggressive creditors can do so. They must follow a specific process, but unscrupulous creditors may take advantage of consumers who are unaware of their rights. Athens Chapter 7 bankruptcy lawyers keep you informed of your rights and protect you along the way.

Wage garnishment occurs when your employer is required to withhold a certain percentage of your wages and pay it directly to your creditor. It is important to note that, in most cases, a creditor cannot garnish your wages unless they have obtained a legal judgment in a competent court of law that finds that you do owe them money.

Even if the creditor has gone through the time and expense of obtaining a court judgment, the percentage of your paycheck that they can garnish is limited. In Georgia, most creditors can only garnish up to 25% of your paycheck.  Please be aware that those limits do not apply to garnishments used to satisfy child support back payments, student loans, or unpaid taxes.

Wage garnishments can cause a difficult financial situation to become even worse.  If you are struggling to pay your bills already, a wage garnishment can deplete the limited funds that you do have.  If your wages are being garnished, Marietta Chapter 7 bankruptcy lawyers with experience helping consumers find debt relief can help you enforce your rights and take appropriate action ― including filing for bankruptcy, which will stop a creditor from garnishing your wages.

Please call Jeff Field and Associates at 404-381-1278 or contact us online to schedule your appointment.  We are ready to provide you with the help you need today. 

Leave a Reply

Your email address will not be published. Required fields are marked *

Videos
Our Attorneys
Client Reviews
  • google
    5.0/5.0

    Jeff Fields and Laura Everett were wonderful! It was hard but they were so helpful and with me every step of the way. They answered every question and were very accessible. I hope noone has to experience this road, but if you do, try Jeff Field & Ass...

    Read more

    Becky Sharpe

  • google
    5.0/5.0

    I had my concerns about filing initially, but Jeff walked me through the process and with his calm demeanor, made this process not at all as daunting as I initially thought it would become. The process flowed effortlessly and Cassie (a BIG shout out ...

    Read more

    Charita Willis

  • google
    5.0/5.0

    Due to medical expenses and serious physical problems I had to file bankruptcy. I was nervous and really depressed about the whole situation. I called Jeff Field & Associates and felt at peace after talking to a lawyer. I decided to go with them and ...

    Read more

    Sherri Ellis

  • google
    5.0/5.0

    Outstanding work!! They were great from day 1!!! Thank you

    Read more

    L B

  • google
    5.0/5.0

    They Get the Job Done Trust me Right Away Fast Luv them

    Read more

    Gary Phifer

See all reviews
Contact us

Please fill out the form below and one of our attorneys will contact you.

Quick Contact Form