Although not all creditors can or will garnish your wages, when you owe debt, aggressive creditors can do so. They must follow a specific process, but unscrupulous creditors may take advantage of consumers who are unaware of their rights. Athens Chapter 7 bankruptcy lawyers keep you informed of your rights and protect you along the way.
Wage garnishment occurs when your employer is required to withhold a certain percentage of your wages and pay it directly to your creditor. It is important to note that, in most cases, a creditor cannot garnish your wages unless they have obtained a legal judgment in a competent court of law that finds that you do owe them money.
Even if the creditor has gone through the time and expense of obtaining a court judgment, the percentage of your paycheck that they can garnish is limited. In Georgia, most creditors can only garnish up to 25% of your paycheck. Please be aware that those limits do not apply to garnishments used to satisfy child support back payments, student loans, or unpaid taxes.
Wage garnishments can cause a difficult financial situation to become even worse. If you are struggling to pay your bills already, a wage garnishment can deplete the limited funds that you do have. If your wages are being garnished, Marietta Chapter 7 bankruptcy lawyers with experience helping consumers find debt relief can help you enforce your rights and take appropriate action ― including filing for bankruptcy, which will stop a creditor from garnishing your wages.
Please call Jeff Field and Associates at 404-381-1278 or contact us online to schedule your appointment. We are ready to provide you with the help you need today.
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5.0/5.0Starting the process of bankruptcy can seem scary. However, working with Jeff Field & Associates made it very easy. They explained everything so clearly and helped my spouse and I, walk through every step of the process. Definitely recommend!
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I highly recommend them the did a great job with my case and made the steps very easy they worked with me every step of the way on completing all my paperwork highly recommended them
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A few months ago, I had to file for bankruptcy, and this team made the whole process so smooth. They answered every single question I had and walked me through everything step by step. Honestly, all I had to do was sit back and let them handle it; Th...
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An exceptional bankruptcy attorney—professional, compassionate, and highly knowledgeable. They guided me through every step with clarity and confidence, easing my stress. I truly felt supported and well-represented. Highly recommend their services ...
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I was referred to Jeff Field by a co worker my experience with them was effortless after initial contact everything else flowed well. I was able to ask questions, and received answers immediately. Everything was done by email and over the phone very ...
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