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Is There Anything I Can Do to Prevent a Foreclosure on My Home?

The answer to your question is an emphatic YES.  While the prospect of losing your home can be overwhelming, competent, qualified Athens bankruptcy lawyers with experience in Georgia foreclosures can help you understand your options.

The first option you have when you receive a foreclosure notice is to contact your lender directly and see what you can do to get back on track.  Your lender may work with you especially if you have lost your job or are enduring another type of financial hardship.

If that does not work, your next option would be to see if you qualify for a loan modification.  A loan modification is a written agreement between you and your lender to modify the original terms of your mortgage.  The government also has a number of programs to help distressed homeowners facing foreclosure including the Home Affordable Modification Program (HAMP). In many cases, your lender will help you identify which program is right for you, but in other cases you may need the assistance of a third party to work out a loan modification.

If those options do not work, or if your overall situation warrants it, you can also file for bankruptcy.  Chapter 13 bankruptcy in particular has the dual benefits of allowing you to prevent default on your mortgage and potentially eliminating second mortgage lien debt.

While it may seem that the world is crumbling around you when you receive a foreclosure notice, do not despair.  Marietta bankruptcy attorneys with experience in Georgia foreclosures can help you evaluate your options and determine how to move forward with your life.

Please call Jeff Field and Associates at 404-381-1278 or contact us online to schedule your appointment.  We are ready to provide you with the help you need today.

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    Higlhy professional firm. Jeff Field and Associates did whatever they said they would do. Very well versed in this type of law and their customer service is great. I highly recommend them.

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    I would definitely recommend Jeff to anyone filing for bankruptcy. He was very nice. He lets you know what's going throughout the process. Thank you Jeff. Athens, Ga.

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    Jeff Field and staff provided excellent services. The team was always there to answer questions and made the process, during this difficult time, simple and uncomplicated. He is a real professional and true credit to the law field.

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