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Can I Afford a Lawyer to File for a Georgia Bankruptcy?

 

A client shaking hands with a lawyer.

Needless to say, if someone is considering filing for a Georgia bankruptcy, money is tight. One of the most common questions that come up when prospective clients discuss bankruptcy options is their concern that they cannot afford a lawyer.

There are a few things to understand about the lawyer’s fee for a bankruptcy case. First, it is important to realize that bankruptcies vary in complexity from the very complex to the very straightforward. Secondly, the area of bankruptcy is competitive which helps to keep the cost down. Finally, the type of bankruptcy that you file can determine how much of the legal fee you are required to pay up front and how much you can pay over time.

When you file for a Chapter 13 bankruptcy the court will reorganize your debts by establishing a repayment plan that will typically last three to five years. At Jeff Field & Associates we usually include the legal fee in the repayment plan.

However, in a Chapter 7 bankruptcy, there isn’t a repayment plan so the attorney fee is paid directly to the lawyer. Many Georgia bankruptcy attorneys will accept partial payment

to start the case with the balance paid over time. This helps make the cost affordable for anyone who can’t pay the entire cost all at once. Most individuals, that are not able to pay the entire cost of the bankruptcy to start the case, pay as much as possible to minimize the amount of the remaining payment.

There are, of course, other options available for obtaining the attorney’s fee and other costs of the bankruptcy. Some debtors have loved ones to whom they can reach out to for assistance. In our experience, it is common for friends and family to be open to assisting with a permanent solution for financial problems, which bankruptcy can provide.

Finally, lawyers understand the financial hardship of the individual filing for bankruptcy and will make every effort to make the cost affordable.

At Jeff Field & Associates, we have been helping clients take control of their financial future for over 26 years. We have assembled a dedicated team of Georgia bankruptcy lawyers who are knowledgeable across all areas of bankruptcy law. Our main office is located in Scottdale and we also have offices in Gainesville, Marietta, Athens, Lawrenceville and Douglasville. To learn more about how we can help you put your financial concerns behind you and begin anew, call 404-381-1278 or contact us online to schedule a free consultation today.

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    5.0/5.0

    Starting the process of bankruptcy can seem scary. However, working with Jeff Field & Associates made it very easy. They explained everything so clearly and helped my spouse and I, walk through every step of the process. Definitely recommend!

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    Jackie Hernandez

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    5.0/5.0

    I highly recommend them the did a great job with my case and made the steps very easy they worked with me every step of the way on completing all my paperwork highly recommended them

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    Steven Washington

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    5.0/5.0

    A few months ago, I had to file for bankruptcy, and this team made the whole process so smooth. They answered every single question I had and walked me through everything step by step. Honestly, all I had to do was sit back and let them handle it; Th...

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    Samir Castañeda

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    5.0/5.0

    An exceptional bankruptcy attorney—professional, compassionate, and highly knowledgeable. They guided me through every step with clarity and confidence, easing my stress. I truly felt supported and well-represented. Highly recommend their services ...

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    carlos underwood

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    5.0/5.0

    I was referred to Jeff Field by a co worker my experience with them was effortless after initial contact everything else flowed well. I was able to ask questions, and received answers immediately. Everything was done by email and over the phone very ...

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    Regina Holmes

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