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Can I Afford a Lawyer to File for a Georgia Bankruptcy?

 

A client shaking hands with a lawyer.

Needless to say, if someone is considering filing for a Georgia bankruptcy, money is tight. One of the most common questions that come up when prospective clients discuss bankruptcy options is their concern that they cannot afford a lawyer.

There are a few things to understand about the lawyer’s fee for a bankruptcy case. First, it is important to realize that bankruptcies vary in complexity from the very complex to the very straightforward. Secondly, the area of bankruptcy is competitive which helps to keep the cost down. Finally, the type of bankruptcy that you file can determine how much of the legal fee you are required to pay up front and how much you can pay over time.

When you file for a Chapter 13 bankruptcy the court will reorganize your debts by establishing a repayment plan that will typically last three to five years. At Jeff Field & Associates we usually include the legal fee in the repayment plan.

However, in a Chapter 7 bankruptcy, there isn’t a repayment plan so the attorney fee is paid directly to the lawyer. Many Georgia bankruptcy attorneys will accept partial payment

to start the case with the balance paid over time. This helps make the cost affordable for anyone who can’t pay the entire cost all at once. Most individuals, that are not able to pay the entire cost of the bankruptcy to start the case, pay as much as possible to minimize the amount of the remaining payment.

There are, of course, other options available for obtaining the attorney’s fee and other costs of the bankruptcy. Some debtors have loved ones to whom they can reach out to for assistance. In our experience, it is common for friends and family to be open to assisting with a permanent solution for financial problems, which bankruptcy can provide.

Finally, lawyers understand the financial hardship of the individual filing for bankruptcy and will make every effort to make the cost affordable.

At Jeff Field & Associates, we have been helping clients take control of their financial future for over 26 years. We have assembled a dedicated team of Georgia bankruptcy lawyers who are knowledgeable across all areas of bankruptcy law. Our main office is located in Scottdale and we also have offices in Gainesville, Marietta, Athens, Lawrenceville and Douglasville. To learn more about how we can help you put your financial concerns behind you and begin anew, call 404-381-1278 or contact us online to schedule a free consultation today.

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    Chris and Laura have been amazing! The process seamless! All of my questions and needs were addressed! I highly recommend this office for your BK needs!

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    Crystal Jackson

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    This is the best Bankruptcy Lawyers ever They treat you with respect and do not judge you for the mistakes you made.Mr.Sleeper and MS.Brown are the best they answered every question I had and if I couldn't reach them they always responded to my voice...

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    Mwells

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    Jeff Fields and Laura Everett were wonderful! It was hard but they were so helpful and with me every step of the way. They answered every question and were very accessible. I hope noone has to experience this road, but if you do, try Jeff Field & Ass...

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    Becky Sharpe

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    I had my concerns about filing initially, but Jeff walked me through the process and with his calm demeanor, made this process not at all as daunting as I initially thought it would become. The process flowed effortlessly and Cassie (a BIG shout out ...

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    Charita Willis

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    Due to medical expenses and serious physical problems I had to file bankruptcy. I was nervous and really depressed about the whole situation. I called Jeff Field & Associates and felt at peace after talking to a lawyer. I decided to go with them and ...

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    Sherri Ellis

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